Below is an overview of our Terms of Service for our “Platform”, which means any website, application, or service we offer. You should read the complete Terms of Service because that document (and not this overview) is our legally binding agreement. The Terms of Service includes information about your legal rights and covers areas such as automatic subscription renewals, limitations of liability, resolution of disputes by mandatory arbitration rather than a judge or jury in a court of law, and a class action waiver.
Last Updated: April 1, 2017
Our Terms of Service contain important information about your legal rights. To make it easier to understand, we have provided summaries and tips in these gray boxes. These summaries are not part of the official terms, and it is important for you to read the language in each section carefully.
Summary: You agree to follow some basic rules when using Lemonade’s Platform. These rules are described in these Terms of Service, including the related policies and guidelines discussed below. We may change these rules.
1.1 The Agreement. Lemonade enables you and other members to arrange off-line, real-world Lemonade experiences and Lemonade events. The terms “Lemonade,” “we,” “us,” and “our” include Lemonade Technologies Inc. and our affiliates. We use the terms “you” and “your” to mean any person using our Platform, and any organization or person using the Platform on an organization’s behalf. We use the word “Platform” to mean any website, application, or service offered by Lemonade, including content we offer and electronic communications we send. We provide our Platform to you subject to these Terms of Service. We use the terms “Terms of Service” and “Agreement” interchangeably to mean this document together with our Usage and Content Policies, Experience Policies, Organizer or host and Leadership Standards, Member Restrictions, Payment Policies, and Trademark Usage Guidelines. Your use of the Platform signifies that you agree to this Agreement. If you are using the Platform for an organization, you agree to this Agreement on behalf of that organization, and represent you have authority to bind that organization to the terms contained in this Agreement. If you do not or are unable to agree to this Agreement, do not use our Platform.
Tip: We have included summaries and tips to provide an overview of some legal concepts and answer common questions, but the text of these summaries and tips are for your convenience only and are intended to have no legal effect.
1.2 Revisions to this Agreement. We may modify this Agreement from time to time. When we do, we will provide notice to you by publishing the most current version and revising the date at the top of this page. If we make any material change to this Agreement, we will provide additional notice to you, such as by sending you an email or displaying a prominent notice on our Platform. By continuing to use the Platform after any changes come into effect, you agree to the revised Agreement.
Summary: You need to be at least 18 years old to use our Platform. Lemonade organizer or hosts control the Content and membership of their Lemonade groups. However, we may remove any Content you post or terminate your account at any time.
2.1 Eligibility. Our Platform is available to anyone who is at least 18 years old. You represent that you are at least 18. Additional eligibility requirements for a particular portion of our Platform may be set by any member who has the ability to moderate or manage that portion of our Platform. For example, the eligibility requirements for a Lemonade group or Lemonade event may be set by the organizer or hosts of that group.
2.2 Suspension of Your Account. We may modify, suspend or terminate your account or access to the Platform if, in our sole discretion, we determine that you have violated this Agreement, including any of the policies or guidelines that are part of this Agreement, that it is in the best interest of the Lemonade community, or to protect our brand or Platform. We also may remove accounts of members who are inactive for an extended period of time.
A member who has the ability to moderate or manage a particular portion of our Platform also has the ability, in his or her sole discretion, to modify, suspend, or terminate your access to that portion of the Platform.
2.3 Account Information and Security. When you register, you provide us with some basic information, including an email address and a password. Keep your email address and other account information current and accurate. Also, you agree to maintain the security and confidentiality of your password (or else we may need to disable your account). You alone are responsible for anything that happens from your failure to maintain that security and confidentiality, such as by sharing your account credentials with others. If someone is using your password, notify us immediately.
Summary: We charge for certain features on our Platform. If you’re a Lemonade host or organizer, you’re responsible for paying for organizer or host subscription or commission fees related to your Lemonade experience. These fees are billed on a regular, experience based, and/or recurring basis (unless you disable auto-renewal or cancel your subscription), and may change in the future. Additionally, some organizers or hosts charge money for participation in a Lemonade experience or Lemonade event.
3.1 Fees Charged by Lemonade. Use of some of the features on our Platform is free, and we charge fees for other features. We may in the future implement a new fee, or modify an existing fee, for certain (current or future) features of our Platform. If we implement a new or modified fee, we will give you advanced notice such as by posting changes on our Platform or sending you an email. You agree to pay those fees and any associated taxes for your continued use of the applicable service. Unless otherwise stated, all fees and all transactions are in U.S. dollars. All fees are exclusive of applicable federal, state, local, or other taxes. Organizer or host subscriptions are non-transferable.
3.2 Fees Charged by Hosts. Hosts may impose fees related to particular portions of the Platform, such as member dues for a Lemonade group or an event fee for a Lemonade event or experience. The decision to charge fees and the amount of those fees is at the discretion of those organizer(s) or hosts or host. We reserve the right to initiate refunds of fees paid to organizer or hosts or host, when appropriate, even in cases of fees paid through a third-party payment service. Refunds that we initiate, if any, will be governed by our Payment Policies and Refund & Cancellation Policy. Hosts may also have their own refund policies, so long as they are consistent with and do not limit members’ ability to receive refunds under our Payment Policies. Payments made to organizer or hosts via the Platform are made through a third-party payment service provider. If a member pays a fee to an organizer or host via the Platform, the member authorizes the organizer or host (and the organizer or host’s applicable payment service provider) to charge the designated payment method for the total amount of the fees, including any applicable taxes and other charges. Certain types of fees charged by organizer or hosts or hosts may be billed on a recurring basis. If billed on a recurring basis, you authorize the organizer or host to charge the applicable fee to the designated payment method. You may cancel auto-renewal at any time.
Tip: You should use common sense in deciding whether to make a payment to any organizer or host. We cannot ensure that organizer or hosts will use payments as they promise or as you expect. You should check the refund policy of the Lemonade group, experience or event before making any payments to an organizer or host.
3.3 Payments to Lemonade. Hosts are responsible for paying subscription, platform charges by event or experience, and any other applicable fees to Lemonade on time and through our approved payment methods. Hosts who allow their organizer or host subscription to lapse are subject to removal as the organizer or host of the Lemonade groups associated with their account, and their Lemonade group (along with all of the information and Content associated with or posted to that Lemonade group) may be terminated or transferred to another member. If we terminate, suspend, or remove your account in connection with violation of this Agreement, we are not obligated to refund any organizer or host subscription fees paid to Lemonade. You may only pay organizer or host fees to Lemonade using a valid payment method acceptable to us, as specified via the Platform. You represent and warrant that you are authorized to use the payment method you designate via the Platform. You authorize us (and our designated third-party payment processors) to charge your designated payment method for the total amount of any fees you owe to Lemonade, including any applicable taxes and other charges. If the payment method cannot be verified, is invalid, or is otherwise not acceptable to us, your payment may be suspended or cancelled. We reserve the right to correct, or to instruct our payment processors to correct, any errors or mistakes, even if payment has already been requested or received. We also may issue refunds, or instruct our payment processors to issue refunds, in accordance with our Refund Policy.
3.4 Automatic Subscription Renewals. Fees for certain aspects of our Platform may be billed on either a recurring basis or on a one-time basis. If billed on a recurring basis, the fees are payable in advance of the applicable period specified via the Platform with no refunds. We will automatically bill you for each renewal period until cancellation. By purchasing any feature or other aspect of our Platform for which we charge, you authorize us to keep your payment current by charging your credit card account (or any other means of payment used by you) the applicable fee. While you may cancel auto-renewal or cancel your subscription at any time, you won’t be issued a refund except at our sole discretion.
3.5 Free Trials. We may offer free trials of subscriptions and other products on our Platform. We will inform you of the length of the free trial, your renewal period, and the date and amount of your first payment. After your free trial ends, your paid subscription will begin and we will automatically bill you for each renewal period until cancellation. You can cancel automatic subscription renewals at any time according to the terms and procedures described above.
3.6 Third Party Payment Processors. An organizer or host that uses the Platform to accept payments from other members, must comply with the terms and conditions of the third party provider of the applicable payment service used to receive the payment.
3.7 Third Party Transactions. Your Lemonade group or its members may receive offers from third parties, such as discounts, sponsorships, or other benefits. Lemonade is not involved in any dealings or payments between you and given third parties, and these Terms of Service do not govern such transactions.
Lemonade does not offer refunds. Responsibility for creating an experience lies entirely with the experience host, hosts or creators. Lemonade doesn’t hold funds on host, hosts or creators’ behalf, cannot guarantee host, hosts or creators’ work, and does not offer refunds.
If an experience is cancelled by the host, hosts or creators, all contributions are refunded after subtracting the transaction cost.
4.1 As a host, hosts or creator. You can refund contributions by cancelling the experience if you want. You have up to 24 hours from the stamped end-time of an experience to cancel an experience and issue refunds. If you do, you have no further obligation to guests, and no agreement exists between you. We’ll charge our fees before putting contributions in your account. Lemonade and its payment partners will subtract fees before transmitting the contributions of an experience. Some contributions can’t be collected, which might reduce the amount of funding you get. Because some contributions can’t be collected — for instance, when a guest's credit card expires before experience ends, and they don’t provide updated information — we can’t guarantee that the amount of contributions you receive will be exactly equal to the full amount contributed minus fees. We'll help resolve payment-card disputes. If a guest of your experience disputes the charge with their card issuer, we'll handle re-presenting the charge to settle the dispute with the card issuer. You’ll be notified that a dispute has been filed, and you’ll be able to provide evidence to help us resolve it in your favor. If the cardholder’s dispute is found valid, you authorize us to charge the credit card number you provided when you started your project for the amount of the chargeback. Don’t assume you’ll be able to immediately collect your contentions; there may be a delay between the end of an experience and your access to the funds. And don’t take any actions in reliance on collecting any of the money contributed until you actually have the ability to withdraw it from your account and spend it.
4.2 As a guest or contributor unlocking an experience. Since the host, hosts or creators will rely on your commitment at the time of creating an experience, all contributions are final and cannot be refunded. This is because all contributions are collected and transferred to the host, hosts or creators 24 hours after the experience has ended. Lemonade or any of its affiliates are not responsible or liable. The agreement of unlocking an experience for a contribution is between you and the host, hosts or creators. You have up to 24 hours after an experience ends to dispute or flag any issues related to contributions. If a host, hosts or creators cancel an experience, your contributions towards the experience will be refunded minus the transaction fee which could be between 2-3% of the amount contributed.
4.3 Refund Processing. After a refund is initiated, it is completed within 5-7 working days. The transaction fee and GST charged on successful transactions (in India) will not be reversed in case of refunds.
5.1 Your Content. You are solely responsible for your Content. We use the word “Content” to mean any information, material, or other content posted to our Platform or otherwise provide to us (such as feedback, comments, or suggestions shared with us). You agree that you and your Content shall not violate the rights of any third party (such as copyrights, trademarks, contract rights, privacy rights, or publicity rights), this Agreement (including our Usage and Content Policies, Group Policies, Organizer or host and Leadership Standards, Member Restrictions, and Intellectual Property Policies) or our Trademark Usage Guidelines.
Tip: Search engines can see public areas of the Platform. Your Content within these areas, such as the name and location that you provide during registration, and your membership in public Lemonade groups, may appear in search results. Our Platform is designed so that search engines cannot see your Content that is within restricted areas of the Platform, such as private Lemonade groups.
5.2 Content License from You. We do not claim ownership of your Content. However, to enable us to operate, improve, promote, and protect Lemonade and our Platform, and to ensure we do not violate any rights you may have in your Content, you hereby grant Lemonade a non-exclusive, worldwide, perpetual, irrevocable, royalty-free, sublicensable, transferable right and license (including a waiver of any moral rights) to use, host, store, reproduce, modify, publish, publicly display, publicly perform, distribute, and create derivative works of, your Content and to commercialize and exploit the copyright, trademark, publicity, and database rights you have in your Content.
Tip: This license doesn’t give us ownership of any of your Content. It simply gives us and members the right to use it on or related to the Platform. This license continues even if you close your account, because it’s necessary for us to operate the Platform.
Tip: Lemonade has no control over how other members may use information that you provide to them, so you should exercise common sense and good judgment when sharing information with others on our Platform.
Summary: We require that that you follow our policies and guidelines when using our Platform. We have no responsibility for Content that anyone posts to our Platform.
6.1 Our Policies, Guidelines and Applicable Laws. When you use our Platform, we require that you follow the Usage and Content Policies, Group Policies, Organizer or host and Leadership Standards, Member Restrictions, Payment Policies, and Trademark Usage Guidelines. You also agree to comply with all applicable laws, rules and regulations, and to not violate or infringe the rights of any third party. If you do not comply, we may modify, suspend or terminate your account or access to the Platform, in our sole discretion.
6.2 Content of Others. Lemonade does not control the Content of other members. When we become aware of inappropriate Content on our Platform, we reserve the right to investigate and take appropriate action, but we do not have any obligation to monitor, nor do we take responsibility for, the Content of other members.
6.3 Interactions with Others. Lemonade is not a party to any offline arrangements made through our Platform. Lemonade does not conduct or require background checks on members, and does not attempt to verify the truth or accuracy of statements made by members. Lemonade makes no representations or warranties concerning the conduct or Content of any members or their interactions with you.
Tip: Exercise common sense and good judgment when using our Platform and interacting with other members, both on our Platform and at Lemonade events. If you have a concern regarding other members, you can report it to firstname.lastname@example.org.
6.4 No Resale. Our Platform contains proprietary and confidential information and is protected by intellectual property laws. Unless we expressly permit it through this Agreement, you agree not to modify, reproduce, sell or charge a fee, offer to sell or charge a fee, make, create derivative works based on, or distribute any part of our Platform, including any data, or Content of others. If you are a developer working with our API, you should review our API license in Section 5.8 for more information on how this impacts you.
6.5 No Technical Interference with the Platform. You agree that you will not engage in any activity or post any information or material that interferes with or disrupts, or that is designed to interfere with or disrupt, the Platform or any hardware used in connection with the Platform.
6.6 Platform Modifications. We work hard to continuously improve our Platform. This means that we may modify or discontinue portions or all of our Platform with or without notice and without liability to you or any third party.
6.7 Third Party Sites and Services. The Platform contains links to third party sites, and is integrated with various third party services, applications and sites that may make available to you their content and products. We don’t control these third parties and aren’t responsible for those sites or services or their content or products. These third parties may have their own terms and policies, and your use of them will be governed by those terms and policies.
6.8 API License. Lemonade may offer an application programing interface in the future, also known as an “API”. Subject to your compliance with this Agreement and the policies and guidelines that are part of this Agreement, including our Trademark Usage Guidelines, Lemonade grants to you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to use the Lemonade application programming interface, including data or other Content made available via the Lemonade API, (“Lemonade API”) solely to facilitate the development of event and group related applications using Platform data and developer tools. We refer to this license in this Agreement as the “API License”. For any application you develop with the Lemonade API, you agree to do the following:
Lemonade reserves all rights not expressly granted under this Agreement. You authorize us to monitor your use of the Lemonade API in order to verify your compliance with the terms of this Agreement, and to operate, improve and protect the Platform. For more documentation on using our API, or to request an API key, see our API page.
You may terminate this API License by discontinuing use of Lemonade’s API. We may terminate the Lemonade API at any time for any reason. This API License terminates automatically if (a) you violate any term of this Agreement, (b) we provide a written notice of termination, or (c) we discontinue your access to the Lemonade API. All sections restricting your access to and use of any data you receive via the Lemonade API will survive any termination of these API License terms.
Summary: You agree not to hold us responsible for anything that happens related to transactions with third parties, member interactions, or in connection with a Lemonade group or Lemonade event or Lemonade experience. You also agree not to hold organizer or hosts responsible for their negligence in connection with their Content, a Lemonade group, or Lemonade event or Lemonade experience.
You agree to release us and our officers, directors, shareholders, agents, employees, consultants, affiliates, subsidiaries, sponsors, and other third-party partners (referred to in this Agreement as “Lemonade Parties”) from claims, demands, and damages (direct and consequential) of every kind and nature, known and unknown, now and in the future (referred to in this Agreement as “Claims”), arising out of or in any way connected with any transaction with a third party, your interactions with other members, or in connection with a Lemonade group or a Lemonade event. You also agree to release organizer or hosts from Claims based on an organizer or host’s negligence arising out of or in any way connected with their Content, a Lemonade group, or a Lemonade event. You further waive any and all rights and benefits otherwise conferred by any statutory or non-statutory law of any jurisdiction that would purport to limit the scope of a release or waiver. You waive and relinquish all rights and benefits that you have or may have under Section 1542 of the California Civil Code or any similar provision of statutory or non-statutory law of any other jurisdiction to the fullest extent permitted by law.
Summary: You agree to reimburse us if we get sued in connection with your use of our Platform.
You agree to indemnify, defend and hold all Lemonade Parties harmless from any Claims, made by any third party due to or arising out of (a) your violations of this Agreement, (b) your use, misuse, or abuse of our Platform, (c) your Content, (d) your violation of any law, statute, ordinance or regulation or the rights of a third party, or (e) your participation or conduct in a Lemonade group or a Lemonade event that violates this Agreement. You agree to promptly notify us of any third party Claims, cooperate with all Lemonade Parties in defending such Claims and pay all fees, costs and expenses associated with defending such Claims (including, but not limited to, attorneys’ fees). You agree not to settle any Claim without our prior written consent.
Summary: Our Platform is provided to you “as is” and we make no warranties of any kind with respect to our Platform. Our liability in connection with the Platform is limited to the fees you paid to us in the 12 months preceding the claim or $100, whichever is greater.
9.1 Warranty Disclaimer. Our Platform is provided to you “as is” and on an “as available” basis. We disclaim all warranties and conditions of any kind, including but not limited to statutory warranties, and the implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We also disclaim any warranties regarding (a) the reliability, timeliness, accuracy, and performance of our Platform, (b) any information, advice, services, or goods obtained through or advertised on our Platform or by us, as well as for any information or advice received through any links to other websites or resources provided through our Platform, (c) the results that may be obtained from the Platform, and (d) the correction of any errors in the Platform, (e) any material or data obtained through the use of our Platform, and (f) dealings with or as the result of the presence of marketing partners or other third parties on or located through our Platform.
9.2 Limitation of Liability. You agree that in no event shall any Lemonade Parties be liable for any direct, indirect, incidental, special, or consequential damages, including but not limited to, damages for loss of profits, goodwill, use, data, or other intangible losses (even if any Lemonade Parties have been advised of the possibility of such damages) arising out of or in connection with (a) our Platform or this Agreement or the inability to use our Platform (however arising, including our negligence), (b) statements or conduct of or transactions with any member or third party on the Platform, (c) your use of our Platform or transportation to or from Lemonade events, attendance at Lemonade events, participation in or exclusion from Lemonade groups or Lemonade events and the actions of you or others at Lemonade events, or (d) any other matter relating to the Platform. Our liability to you or any third parties in any circumstance is limited to the greater of $100 or the amount of fees, if any, you paid to us in the 12 months prior to the action that may give rise to liability. The limitations set forth above in this Section 8 will not limit or exclude liability for our gross negligence, fraud, or intentional, malicious, or reckless misconduct.
Summary: If you have a dispute with Lemonade, you agree to try to work it out directly with us first. If we can’t work it out, with limited exceptions, you must submit any dispute with us to a neutral arbitrator instead of taking the claim to a court of law. Claims can only be brought individually, and not as part of a class action. Lemonade has no obligation to get involved with any disputes you have with other members, although we may try to facilitate a resolution.
10.1 Informal Resolution. Before making any claim, you and Lemonade agree to try to resolve any disputes through good faith discussions. We use the term “claim” in this Section 9 to mean any dispute, claim or controversy arising out of or relating to your use of our Platform or this Agreement, including your participation in Lemonade events. You or Lemonade may initiate this process by sending written notice according to Section 11.2 describing the dispute and your proposed resolution. In the event that we cannot resolve the issue within 30 business days of receipt of the initial notice, you or Lemonade may bring a claim in accordance with Section 9.2.
10.2 Arbitration Agreement. Except as set forth in Section 9.5, you agree to submit any claim to JAMS, Inc., or its successor, (“JAMS”) for final and binding arbitration. In arbitration certain rights that you or we would have in court may not be available, such as discovery or appeal. You and Lemonade are each expressly waiving any right to trial by judge or jury in a court of law. This agreement to arbitrate shall apply regardless of whether the claim arises during or after any termination of this Agreement or your relationship with Lemonade.
10.3 Arbitration Time for Filing. Any claim subject to arbitration must be filed within one year after the date the party asserting the claim first knows or should know of the act, omission or default giving rise to the claim, or the shortest time period permitted by applicable law.
10.4 Arbitration Procedures. Either party may commence arbitration by filing a written demand for arbitration with JAMS, with a copy to the other party according to the notice procedures in Section 11.2. The arbitration will be conducted in accordance with JAMS Streamlined Arbitration Rules and Procedures and any other applicable rules that JAMS requires (“JAMS Rules”) in effect as of the demand for arbitration. You agree that the U.S. Federal Arbitration Act and federal arbitration law govern the interpretation and enforcement of these arbitration provisions. Any arbitration hearings will take place in New York County, New York or elsewhere as required by JAMS Rules. Your responsibility to pay any filing, administrative and arbitrator fees will be solely as set forth in the JAMS Rules. The parties will cooperate with JAMS and each other in scheduling the arbitration proceedings, and in selecting one arbitrator from the appropriate JAMS list with substantial experience in resolving intellectual property and contract disputes. The arbitrator shall follow this Agreement and, to the extent permitted by JAMS Rules, can award costs, fees and expenses, including attorneys’ fees to the prevailing party, except that the arbitrator shall not award declaratory or injunctive relief benefiting anyone but the parties to the arbitration. Judgment upon the award rendered by such arbitrator may be entered in any court of competent jurisdiction.
10.5 Exceptions. You or Lemonade may assert claims, if they qualify, in small claims court in New York County, New York or any U.S. county where you live or work. You or Lemonade may seek injunctive relief from a court of competent jurisdiction in New York County, New York as necessary to protect the intellectual property rights of you or Lemonade pending the completion of arbitration. Lemonade may take action in court or arbitration to collect any fees or recover damages for, or to seek injunctive relief relating to, Platform operations, or unauthorized use of our Platform or intellectual property. Nothing in this Section 9 shall diminish Lemonade’s right to modify, suspend or terminate your account or access to our Platform under Section 2.2.
10.6 Arbitration Opt Out. You may decline to resolve disputes through arbitration by emailing us at email@example.com within 30 days of the date you first agree to this Agreement. Your email must include your full name, residential address, the email address registered to your Lemonade account, and a clear statement that you want to opt out of arbitration. If you opt out according to this process, then Sections 9.2, 9.3, and 9.4 of this Agreement do not apply to you. This opt-out does not affect any other sections of this Agreement, such as Sections 9.5 (Exceptions), 9.7 (Class Action Waiver), 11.5 (Governing Law), 11.6 (Judicial Forum), and 11.7 (Time for Filing).
10.7 Class Action Waiver. You agree to resolve disputes with Lemonade on an individual basis. You agree not to bring a claim as a plaintiff or a class member in a class, consolidated or representative action. You are expressly waiving any right to participate in class actions, class arbitrations, private attorney general actions and consolidation with other arbitrations.
Summary: If you use Lemonade’s trademark be sure to follow our Trademark Usage Guidelines. Also, don’t infringe on anyone’s intellectual property. If you believe your intellectual property is being infringed somewhere on the Lemonade Platform, please follow the procedures in our Intellectual Property Dispute Policies.
11.1 Intellectual Property of Lemonade. Lemonade trademarks, logos, service marks, and service names are the intellectual property of Lemonade. Our Trademark Usage Guidelines explain how you may and may not use them. Our Platform, including our material on the Platform, are also our or our licensors’ intellectual property. Except as described in the Trademark Usage Guidelines and as otherwise permitted by law, you agree not to use our intellectual property without our prior written consent.
11.2 Intellectual Property of Others. Lemonade respects the intellectual property of others, and we expect our members to do the same. We may, in appropriate circumstances and in our discretion, remove or disable access to material that infringes on the intellectual property rights of others. We may also restrict or terminate access to our Platform to those who we believe to be repeat infringers. If you believe your intellectual property rights have been violated, please review our Intellectual Property Dispute Policies.
Summary: This section contains terms we have added for miscellaneous purposes. Please continue to read this section carefully.
12.1 Translation. This Agreement was written in English. It was then translated into other languages. If there is any inconsistency between the English version and a translated version, the English language version controls. Umaasa kami na maintindihan mo.
12.2 Notices. Except as otherwise stated in this Agreement or as expressly required by law, any notice to us shall be given by by email to firstname.lastname@example.org. Any notice to you shall be given to the most current email address in your account.
12.3 Entire Agreement. This Agreement, including the Usage and Content Policies, Group Policies, Organizer or host and Leadership Standards, Member Restrictions, Payment Policies, and Trademark Usage Guidelines, constitutes the entire agreement between you and Lemonade, superseding any prior agreements between you and Lemonade on such subject matter.
12.4 No Agency. No agency, partnership, joint venture, employee-employer or franchiser-franchisee relationship between you and Lemonade is intended or created by this Agreement. A member of the Lemonade Platform is not Lemonade's representative or agent, and may not enter into an agreement on Lemonade’s behalf.
12.5 Governing Law. This Agreement and the relationship between you and Lemonade shall be governed by the laws of the State of New York without regard to its conflict of laws provisions, except as set forth in Section 9.
12.6 Judicial Forum. If our agreement to arbitrate is found not to apply to you or your claim, or if you opt out of arbitration pursuant to Section 9.6, you and Lemonade agree that any judicial proceedings (other than small claims actions) must be brought exclusively in the federal or state courts located in New York County, New York, and you and Lemonade agree to venue and personal jurisdiction in those courts.
12.7 Time for Filing. Any claim not subject to arbitration must be commenced within one year after the date the party asserting the claim first knows or should know of the act, omission or default giving rise to the claim, or the shortest time period permitted by applicable law.
12.8 Assignment. This Agreement is not assignable, transferable or sublicensable by you except with Lemonade’s prior written consent, but may be assigned or transferred by us to any affiliate or subsidiary, or in connection with a merger, acquisition, corporate reorganization, sale of all or substantially all of Lemonade’s assets, or similar transaction.
12.9 No Waiver. A party’s failure to exercise or enforce any right or provision of this Agreement shall not constitute a waiver of such right or provision and does not waive any right to act with respect to subsequent or similar breaches.
12.10 Severance. If any provision of this Agreement is found to be invalid by a court of competent jurisdiction, you and Lemonade nevertheless agree that the court should endeavor to give effect to the parties’ intentions as reflected in the provision, and that the other provisions of this Agreement will remain in full force and effect.
12.11 Thank you. Please accept our wholehearted thanks for reading our Terms of Service.
12.12 Termination. If we terminate your account or access to our Platform, this Agreement terminates with respect to the member account that has been terminated. However, certain provisions of this Agreement that by their nature survive termination shall survive termination, including those terms listed below in Section 11.13 (Survival).
12.13 Survival. Sections 3 (Fees, Payments, and Offers), 4.2 (Content License from You), 4.3 (Privacy), 6 (Release), 7 (Indemnification), 8 (Warranty Disclaimer and Limitation of Liability), 9 (Dispute Resolution), 11.12 (Termination), 11 (Other Stuff) of this Agreement, and any other provisions necessary to give effect to these provisions, shall survive any termination or expiration of this Agreement.
12.14 Titles. The section titles in this Agreement are for convenience only and have no legal or contractual effect. The information in the “Welcome” section, “Terms of Service Overview” section, and in the “Tips” and “Summary” sections is also for convenience only and has no legal or contractual effect.
12.15 Violations. Please report any violations of this Agreement by a member or third party by sending an email to email@example.com.